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What Should I Apply?

1 Export to overseas buyer?
2 Annual sales turnover? (HK$)
3 Payment terms up to 90 days?

Online Micro-Business Policy

  • Hong Kong exporter with annual sales turnover below HK$20 million is eligible to apply
  • No policy fee and deposit
  • Fixed premium rate
  • Credit limit application per buyer/ client up to HK$0.5 million
  • Indemnity ratio at 90%
  • 90-day non-cancellable credit limit
  • Enjoy 15% discount on premium from now until 30 June 2022.
    Should any dispute arise, the decision of the HKECIC shall be final.

Premium Calculator

  HK$ 
Credit limit per buyer/ client up to HK$0.5 million
Premium(HK$): 0
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User Guide

Explanations of Policy and Operations

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Small Business Policy

  • Hong Kong exporter with annual sales turnover below HK$50 million is eligible to apply
  • Annual policy fee wavier
  • Premium discount of 20%
  • Credit limit application per buyer up to HK$5 million
  • Flexible indemnity ratio (60%, 70%, 80% or 90%)

Comprehensive Cover Policy

  • No limitation on annual sales turnover of Hong Kong exporter
  • No limitation on credit limit application
  • Tailor-made facilities or variations on the standard cover
  • Indemnity ratio up to 90%

Contact Us

+852 2732 9988

ec-reach@hkecic.com

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